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Life and non-life insurance demand: the different effects of influence factors in emerging countries from Europe and Asia

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  • Simona Laura Dragos

Abstract

Urbanisation, incomes and their distributions, and the population degree of education are relevant factors for the development of insurance sector. This study estimates the different effects of the previously mentioned factors for life and non-life sector. We used the econometrics of panel data on 17 emerging economies from Asia and Europe over a 10-year period. We showed that urbanisation influenced significantly the life insurance demand in Asia, but not in Europe. Also, education was found to be significant only for the non-life sector in both regions and income was non-significant in Asia for non-life sector.

Suggested Citation

  • Simona Laura Dragos, 2014. "Life and non-life insurance demand: the different effects of influence factors in emerging countries from Europe and Asia," Economic Research-Ekonomska Istraživanja, Taylor & Francis Journals, vol. 27(1), pages 169-180, January.
    • Handle: RePEc:taf:reroxx:v:27:y:2014:i:1:p:169-180
    DOI: 10.1080/1331677X.2014.952112
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    Cited by:

    1. Maheswaran Srinivasan & Subrata Mitra, 2024. "Determinants of Life Insurance Consumption in OECD Countries Using FMOLS and DOLS Techniques," Risks, MDPI, vol. 12(2), pages 1-17, February.
    2. Phyllis Asorh Oteng & Victor Curtis Lartey & Amos Kwasi Amofa, 2023. "Modeling the Macroeconomic and Demographic Determinants of Life Insurance Demand in Ghana Using the Elastic Net Algorithm," SAGE Open, , vol. 13(3), pages 21582440231, September.

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