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Examining cryptocurrency usage by technology acceptance model in the Turkish context

Author

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  • Asli Derlek Kocabas
  • Eyup Calik
  • Basak Cetinguc

Abstract

In recent times, the usage of cryptocurrencies has become remarkably widespread in e-commerce applications. This study aims to explain the factors affecting cryptocurrencies by proposing an extended technology acceptance model (TAM) consisting of perceived ease of use, perceived usefulness, trust, social influence, social support, religious belief, and intention to use. A web-based survey was conducted to collect data from individuals who had never previously used cryptocurrencies and data were analyzed via employing partial least square structural equation modelling (PLS-SEM) with SmartPLS software. According to the results, the relationships based on early TAM were validated. Additionally, trust, social influence, and social support have direct effects on the intention to use. Contrary to expectations, religious belief has no influence on trust and intention to use. This study could draw the attention of researchers, developers, and marketers in cryptocurrency to understand the dynamics of potential customers. Findings of this study highlight the pressing need for policymakers in Turkiye to prioritize ease of use, perceived usefulness, and, most importantly, trust within the evolving landscape of cryptocurrency systems.

Suggested Citation

  • Asli Derlek Kocabas & Eyup Calik & Basak Cetinguc, 2024. "Examining cryptocurrency usage by technology acceptance model in the Turkish context," African Journal of Science, Technology, Innovation and Development, Taylor & Francis Journals, vol. 16(5), pages 630-640, July.
  • Handle: RePEc:taf:rajsxx:v:16:y:2024:i:5:p:630-640
    DOI: 10.1080/20421338.2024.2364436
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