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Mobile banking adoption by business executives in Nigeria

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  • Foluke Olabisi Okocha
  • Vera Awele Adibi

Abstract

Challenges with the adoption of mobile banking technologies are best understood by studies on adoption. This however requires understanding the factors that influence its adoption in a given region. Technology Acceptance Model (TAM) was adopted to understand the underlying factors that influence mobile banking adoption by business executives in Nigeria. TAM was extended to include economic issues. Data were collected from 66 business executives in Nigeria using a structured questionnaire based on the model; the questionnaire was further analyzed using principal component analysis and regression analysis. Results showed that economic issues and social influence were major determinants for mobile banking adoption by business executives in Nigeria. However, economic issues were considered as the main predictor with a p-value of 0.000. This study contributes to the existing knowledge by giving consideration to business executives’ adoption of mobile banking in a developing country.

Suggested Citation

  • Foluke Olabisi Okocha & Vera Awele Adibi, 2020. "Mobile banking adoption by business executives in Nigeria," African Journal of Science, Technology, Innovation and Development, Taylor & Francis Journals, vol. 12(7), pages 847-854, November.
    • Handle: RePEc:taf:rajsxx:v:12:y:2020:i:7:p:847-854
    DOI: 10.1080/20421338.2020.1727107
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    Cited by:

    1. Hornuf, Lars & Safari, Kulondwa & Voshaar, Johannes, 2025. "Mobile fintech adoption in Sub-Saharan Africa: A systematic literature review and meta-analysis," Research in International Business and Finance, Elsevier, vol. 73(PA).

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