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Credit Unions in Britain: A Time for Change

Author

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  • Donal G. McKillop
  • John O. S. Wilson

Abstract

As member-owned, not-for-profit financial institutions, credit unions are an important instrument of public policy, particularly in pushing forward measures to tackle financial and social exclusion. Historically, the credit union movement in Great Britain has been hampered by a number of factors, including a lack of leadership, a cohesive identity and regulatory impediments. Recent legislative review and change has provided credit unions with the opportunity to grow and extend the scale and scope of services they can offer to their members. However, policy-makers should be aware that funding initiatives to support credit union development might undermine their self-help cornerstone and weaken the future development of the movement.

Suggested Citation

  • Donal G. McKillop & John O. S. Wilson, 2003. "Credit Unions in Britain: A Time for Change," Public Money & Management, Taylor & Francis Journals, vol. 23(2), pages 119-124, April.
    • Handle: RePEc:taf:pubmmg:v:23:y:2003:i:2:p:119-124
    DOI: 10.1080/09540962.2003.10874833
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    Citations

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    Cited by:

    1. Donal G. McKillop & Anne-Marie Ward & John O. S. Wilson, 2007. "The Development of Credit Unions and Their Role in Tackling Financial Exclusion," Public Money & Management, Taylor & Francis Journals, vol. 27(1), pages 37-44, February.
    2. Ann‐Marie Ward & Donal G. McKillop, 2005. "An Investigation into the Link between UK Credit Union Characteristics, Location and their Success," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 76(3), pages 461-489, September.
    3. Ann‐Marie Ward & Donal G. McKillop, 2005. "The Law of Proportionate Effect: The Growth of the UK Credit Union Movement at National and Regional Level," Journal of Business Finance & Accounting, Wiley Blackwell, vol. 32(9‐10), pages 1827-1859, November.
    4. Nicholas Ryder, 2008. "Credit Union Legislative Frameworks in the United States of America and the United Kingdom – A Flexible Friend or a Step Towards the Dark Side?," Journal of Consumer Policy, Springer, vol. 31(2), pages 147-166, June.
    5. Ann-Marie Ward & Donal G. McKillop, 2005. "The Law of Proportionate Effect: The Growth of the UK Credit Union Movement at National and Regional Level," Journal of Business Finance & Accounting, Wiley Blackwell, vol. 32(9-10), pages 1827-1859.
    6. Paul A. Jones, 2005. "Philanthropy And Enterprise In The British Credit Union Movement," Economic Affairs, Wiley Blackwell, vol. 25(2), pages 13-19, June.
    7. Lynn Mcalevey & Alexander Sibbald & David Tripe, 2010. "New Zealand Credit Union Mergers," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 81(3), pages 423-444, September.
    8. Paul A. Jones, 2006. "Giving Credit where it's Due: Promoting Financial Inclusion through Quality Credit Unions," Local Economy, London South Bank University, vol. 21(1), pages 36-48, February.
    9. Donal McKillop & Anne Marie Ward & John O. S. Wilson, 2011. "Credit unions in Great Britain: recent trends and current prospects," Public Money & Management, Taylor & Francis Journals, vol. 31(1), pages 35-42, January.

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