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Comparative projects and the limits of choice: ethnography and microfinance in India and Paraguay

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  • Sohini Kar
  • Caroline Schuster

Abstract

In recent years, microfinance -- the suite of financial products offered to the poor -- has been widely adopted in international development policy. Organizations around the world have replicated this model successfully. This essay takes the comparative case more explicitly to read against the tendency to understand microfinance as the globally institutionalized and realized norm, and local unruly credit economies as the exception. We go beyond comparing credit in India and Paraguay in order to illustrate how comparison is actually central to the banking practices of microfinance. Moreover, it is the collaborative anthropological project that helps to show this, allowing not only for empirical grounds of comparison, but also raising theoretical and methodological questions of comparison itself. In juxtaposing microfinance in our two fieldsites, we find that as credit proliferates globally, so do the comparative projects both of borrowers and lenders in the disparate worlds of Kolkata and Ciudad del Este. At the same time, these were constrained by the global financial comparisons between countries made by investors. Ethnographic methods are vital for understanding how microfinance becomes part of a wider repertoire of financial strategies used by women while simultaneously offering the grounds for women to undertake their own acts of comparison.

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  • Sohini Kar & Caroline Schuster, 2016. "Comparative projects and the limits of choice: ethnography and microfinance in India and Paraguay," Journal of Cultural Economy, Taylor & Francis Journals, vol. 9(4), pages 347-363, August.
    • Handle: RePEc:taf:jculte:v:9:y:2016:i:4:p:347-363
    DOI: 10.1080/17530350.2016.1180632
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    Cited by:

    1. Morton, Gregory Duff, 2019. "The power of lump sums: Using maternity payment schedules to reduce the gender asset gap in households reached by Brazil’s Bolsa Família conditional cash transfer," World Development, Elsevier, vol. 113(C), pages 352-367.
    2. Md Akther Uddin & S. M. Sohrab Uddin, 2021. "Microfinance and Debt Trap: An Ethnographic Evidence From a Village in Bangladesh," International Journal of Asian Business and Information Management (IJABIM), IGI Global, vol. 12(3), pages 1-11, July.
    3. Mathilde Maitrot, 2017. "Re-visiting microfinance entrepreneurship in Bangladesh: Can losers be choosers?," Global Development Institute Working Paper Series 192017, GDI, The University of Manchester.
    4. Caroline E. Schuster, 2021. "‘Risky Data’ for Inclusive Microinsurance Infrastructures," Development and Change, International Institute of Social Studies, vol. 52(4), pages 780-804, July.
    5. Mathilde Maîtrot, 2022. "The Moral Economy of Microfinance in Rural Bangladesh: Dharma, Gender and Social Change," Development and Change, International Institute of Social Studies, vol. 53(2), pages 335-355, March.

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