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A Survivor Test of the American Agency System of Distributing Property Liability Insurance

Author

Listed:
  • Roger Blair
  • Jill Herndon

Abstract

In earlier work byjoskow and by Cummins and VanDerhei, the American Agency system of distribution has been deemed inefficient, i.e. excessively costly. We test this in a natural way by examining whether the system survives in competition with more efficient systems. We find that it survives, but is in steady decline.

Suggested Citation

  • Roger Blair & Jill Herndon, 1994. "A Survivor Test of the American Agency System of Distributing Property Liability Insurance," International Journal of the Economics of Business, Taylor & Francis Journals, vol. 1(2), pages 283-290.
    • Handle: RePEc:taf:ijecbs:v:1:y:1994:i:2:p:283-290
    DOI: 10.1080/758516800
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    Citations

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    Cited by:

    1. Timothy J. Yeager, 2004. "Economies of integration in banking: an application of the survivor principle," Supervisory Policy Analysis Working Papers 2004-04, Federal Reserve Bank of St. Louis.

    More about this item

    Keywords

    Insurance; Survivor principle; JEL classifications:G22; L22; M21;
    All these keywords.

    JEL classification:

    • L22 - Industrial Organization - - Firm Objectives, Organization, and Behavior - - - Firm Organization and Market Structure
    • M21 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Economics - - - Business Economics

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