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Cultivating the self-reliant and responsible individual: the material culture of financial literacy

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  • Ana C. Santos

Abstract

This paper analyses the promotion of financial education by many national and international organisations around the world. Drawing on the material culture of financialisation, financial education policy is perceived as part of a broader neoliberal project to extend commodification and (re)construct social and economic reproduction in ways favourable to the financial sector. It argues that, while numerous contradictions inherent in financial education programmes jeopardise the goal of improving individual financial decisions through education, the ideological goal of these initiatives is not compromised. It is the neoliberal cultural project of cultivating self-reliance and individual responsibility at the expense of collective forms of provision across new areas of economic and social life.

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  • Ana C. Santos, 2017. "Cultivating the self-reliant and responsible individual: the material culture of financial literacy," New Political Economy, Taylor & Francis Journals, vol. 22(4), pages 410-422, July.
    • Handle: RePEc:taf:cnpexx:v:22:y:2017:i:4:p:410-422
    DOI: 10.1080/13563467.2017.1259302
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    Cited by:

    1. Radu Șimandan & Beatrice Leuștean & Răzvan Mihai Dobrescu, 2022. "An Uphill Battle: Financial Education in Romania in the Midst of Societal Transformation," JRFM, MDPI, vol. 15(11), pages 1-19, October.
    2. Yang Li & Jan E. Mutchler & Edward Alan Miller & Jing Jian Xiao & Reginald Tucker-Seeley, 2022. "Space, Context, and Human Capital: A Micro–Macro Perspective on the Social Environment and Financial Literacy in Later Life," Population Research and Policy Review, Springer;Southern Demographic Association (SDA), vol. 41(3), pages 1385-1404, June.
    3. Syed Zulfiqar Ali Shah & Muhammad Anwar & Ch. Mazhar Hussain, 2021. "Top managers' attributes, innovation, and the participation in China–Pakistan Economic Corridor: A study of energy sector small and medium‐sized enterprises," Managerial and Decision Economics, John Wiley & Sons, Ltd., vol. 42(2), pages 385-406, March.
    4. Nick Taylor, 2018. "The Return of Character: Parallels Between Late-Victorian and Twenty-First Century Discourses," Sociological Research Online, , vol. 23(2), pages 399-415, June.

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