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Constructing Homeownership Policy: Social Constructions and the Design of the Low-Income Homeownership Policy Objective

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  • Rachel Bogardus Drew

Abstract

This paper offers a new perspective to explain how and why the U.S. federal government pursued a policy agenda that from the early-1990s promoted homeownership as the preferred housing tenure of choice for low-income households. Using policy design theory (Schneider & Ingram 1997), this paper argues that the social constructions of homeownership, low-income households, and the private mortgage industry were instrumental in the development of policies to increase low-income homeownership. The benefits associated with homeownership, based on long-standing norms around success, stability, and the American Dream, justified government interventions to increase access to private mortgage markets for low-income households. This policy stance, however, did nothing to assist households with maintaining homeownership for the long term. The social constructions embedded in the rationales and implementation of these policies contributed to their failure to sustain homeownership and realize its benefits for low-income homeowners.

Suggested Citation

  • Rachel Bogardus Drew, 2013. "Constructing Homeownership Policy: Social Constructions and the Design of the Low-Income Homeownership Policy Objective," Housing Studies, Taylor & Francis Journals, vol. 28(4), pages 616-631, June.
    • Handle: RePEc:taf:chosxx:v:28:y:2013:i:4:p:616-631
    DOI: 10.1080/02673037.2013.760030
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    Cited by:

    1. Stefanie Haeffele & Virgil Henry Storr, 2019. "Hierarchical Management Structures and Housing the Poor: An Analysis of Habitat for Humanity in Birmingham, Alabama," Journal of Private Enterprise, The Association of Private Enterprise Education, vol. 34(Spring 20), pages 15-37.
    2. Sumaia A. Al-Kohlani & Heather E. Campbell, 2016. "Rank-order implications of social construction theory: Does air quality depend on social constructions?," Policy Sciences, Springer;Society of Policy Sciences, vol. 49(4), pages 467-488, December.

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