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Housing Inequality in the United States: Explaining the White-Minority Disparities in Homeownership

Author

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  • Sanjaya DeSilva
  • Yuval Elmelech

Abstract

As the homeownership rate in the United States reached its highest ever level in 2004, the distribution of homeownership remained uneven along racial and ethnic lines. Using data from the 2005–2007 3-Year Sample of the American Community Survey (ACS), this paper employs a multivariate regression model and a decomposition technique to delineate the socio-economic and demographic characteristics as well as the immigration and spatial patterns that shape racial and ethnic inequality in homeownership. The findings reveal three distinct patterns; the Asian-white homeownership gap is explained entirely by differences in immigration and spatial patterns of residence, whereas the disadvantage of blacks and Puerto Ricans is attributable to demographic, socio-economic and unobserved factors. For Mexicans and other Hispanics, all four sources influence homeownership patterns, with socio-economic factors relatively important for Mexicans and spatial variables relatively important for other Hispanics.

Suggested Citation

  • Sanjaya DeSilva & Yuval Elmelech, 2012. "Housing Inequality in the United States: Explaining the White-Minority Disparities in Homeownership," Housing Studies, Taylor & Francis Journals, vol. 27(1), pages 1-26.
    • Handle: RePEc:taf:chosxx:v:27:y:2012:i:1:p:1-26
    DOI: 10.1080/02673037.2012.628641
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    Citations

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    Cited by:

    1. Brooks, Matthew M, 2019. "Differential Attainment of Affordable Housing among America’s Ethnoracial Groups; 2005-2017," SocArXiv qnvjr, Center for Open Science.
    2. Francesco Tajani & Pierluigi Morano & Maria Paz Saez-Perez & Felicia Di Liddo & Marco Locurcio, 2019. "Multivariate Dynamic Analysis and Forecasting Models of Future Property Bubbles: Empirical Applications to the Housing Markets of Spanish Metropolitan Cities," Sustainability, MDPI, vol. 11(13), pages 1-21, June.
    3. Sidong Zhao & Kaixu Zhao & Ping Zhang, 2021. "Spatial Inequality in China’s Housing Market and the Driving Mechanism," Land, MDPI, vol. 10(8), pages 1-33, August.
    4. Andrew R. Binder & Katlyn May & John Murphy & Anna Gross & Elise Carlsten, 2022. "Environmental Health Literacy as Knowing, Feeling, and Believing: Analyzing Linkages between Race, Ethnicity, and Socioeconomic Status and Willingness to Engage in Protective Behaviors against Health ," IJERPH, MDPI, vol. 19(5), pages 1-17, February.
    5. Vincent Z. Kuuire & Godwin Arku & Isaac Luginaah & Teresa Abada & Michael Buzzelli, 2016. "Impact of Remittance Behaviour on Immigrant Homeownership Trajectories: An Analysis of the Longitudinal Survey of Immigrants in Canada from 2001 to 2005," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 127(3), pages 1135-1156, July.
    6. Shukui Tan & Siliang Wang & Conghui Cheng, 2016. "Change of Housing Inequality in Urban China and Its Decomposition: 1989–2011," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 129(1), pages 29-45, October.
    7. Junhua Chen & Shufan Ma & Na Liu, 2023. "Multi-dimensional Housing Inequality Index: The Provincial Evidence from China," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 165(2), pages 633-654, January.
    8. Pritam Ghosh & Asraful Alam & Nilanjana Ghosal & Debodatta Saha, 2021. "A Geospatial Analysis of Temporary Housing Inequality among Socially Marginalized and Privileged Groups in India," Regional Science Policy & Practice, Wiley Blackwell, vol. 13(3), pages 798-819, June.
    9. Zorlu, Aslan & Mulder, Clara H. & van Gaalen, Ruben, 2014. "Ethnic disparities in the transition to home ownership," Journal of Housing Economics, Elsevier, vol. 26(C), pages 151-163.
    10. Wu, Yuzhe & Luo, Jiaojiao & Peng, Yi, 2020. "An optimization-based framework for housing subsidy policy in China: Theory and practice of housing vouchers," Land Use Policy, Elsevier, vol. 94(C).
    11. Hongyan Chen & Jinping Song & Huaxiong Jiang, 2023. "Inequity in Housing Welfare: Assessing the Inter-City Performance of China’s Housing Provident Fund Program," Land, MDPI, vol. 12(3), pages 1-17, March.
    12. Juan Ming & Jiachun Liu & Zicheng Wang, 2020. "Does the Homeownership Gap Between Rural–Urban Migrants and Urban–Urban Migrants in China Vary by Income?," SAGE Open, , vol. 10(4), pages 21582440209, November.
    13. Daniel Lo & Kwong Wing Chau & Siu Kei Wong & Michael McCord & Martin Haran, 2022. "Factors Affecting Spatial Autocorrelation in Residential Property Prices," Land, MDPI, vol. 11(6), pages 1-16, June.
    14. Besiki L. Kutateladze & Victoria Z. Lawson, 2017. "A New Look at Inequality: Introducing and Testing a Cross-Sectional Equality Measurement Framework in New York City," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 132(3), pages 993-1022, July.

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