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Flood risk reduction through insurance for SMEs in Pathumthani province, Thailand

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  • Shubham Pathak
  • Mokbul Morshed Ahmad

Abstract

Insurance could be an effective mechanism to assist small and medium enterprises mitigate unforeseen flood disasters. This article analyses insurance as an option for manufacturing SMEs to adopt to aid recovery from damage caused by floods, using data from flood-affected SMEs in Pathumthani province, Thailand, in 2011. The study findings suggest that inaccurate risk perception, reluctance of SMEs to utilise insurance due to high premium rates, and poor adoption of flood mitigation strategies resulted in longer recovery periods following the 2011 floods.

Suggested Citation

  • Shubham Pathak & Mokbul Morshed Ahmad, 2018. "Flood risk reduction through insurance for SMEs in Pathumthani province, Thailand," Development in Practice, Taylor & Francis Journals, vol. 28(2), pages 303-310, February.
    • Handle: RePEc:taf:cdipxx:v:28:y:2018:i:2:p:303-310
    DOI: 10.1080/09614524.2018.1425375
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