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Are savings groups a livelihoods game changer for young people in Africa?

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  • Justin Flynn
  • James Sumberg

Abstract

The triad of entrepreneurship, self-employment, and financial inclusion underpins policy and development interventions meant to address the youth employment challenge in Africa. Youth savings groups are being widely promoted as a first step toward financial inclusion and economic empowerment. This article reports on the links between income-generating activities of 57 members of youth savings groups in Tanzania, Uganda, Zambia, and Ghana, and their membership in savings groups. It concludes that while savings groups can help to facilitate operational expenses and cash flow – and thus support members’ micro-enterprises – in opportunity starved contexts their transformational potential is probably being oversold.

Suggested Citation

  • Justin Flynn & James Sumberg, 2018. "Are savings groups a livelihoods game changer for young people in Africa?," Development in Practice, Taylor & Francis Journals, vol. 28(1), pages 51-64, January.
    • Handle: RePEc:taf:cdipxx:v:28:y:2018:i:1:p:51-64
    DOI: 10.1080/09614524.2018.1397102
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    Cited by:

    1. Dereck Moyo (Mr) & Tough Chinoda (PhD), 2022. "Impact of Village Savings and Loan Associations on Food Security in Zimbabwe: A Case Study of Marange Community in Mutare District," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 6(12), pages 110-124, December.

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