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Microcredit and development: a multi-level examination of women’s participation in microfinance institutions

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  • Karabi Bezboruah
  • Vijay Pillai

Abstract

International organisations promote microcredit as a tool for socio-economic development by targeting women’s entrepreneurial capabilities. There is limited research, however, on the variation in women’s participation in microcredit in developing nations. To understand this variation, this article examines the relationship between a country’s gender equality levels and women’s microcredit participation. The results indicate that participation is higher when loans are small; however, with increases in gender equality levels, participation decreases. Women in countries with higher gender inequality are limited to very small loans and questionable economic improvements, suggesting that microcredit needs to be utilised contextually to be an effective developmental tool.

Suggested Citation

  • Karabi Bezboruah & Vijay Pillai, 2017. "Microcredit and development: a multi-level examination of women’s participation in microfinance institutions," Development in Practice, Taylor & Francis Journals, vol. 27(3), pages 328-339, April.
    • Handle: RePEc:taf:cdipxx:v:27:y:2017:i:3:p:328-339
    DOI: 10.1080/09614524.2017.1298723
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    Cited by:

    1. Salvador Cruz Rambaud & Joaquín López Pascual & Emilio M. Santandreu, 2023. "A socioeconomic approach to the profile of microcredit holders from the Hispanic minority in the USA," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 9(1), pages 1-25, December.

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