Author
Abstract
The use of microfinance to enhance income generation and job opportunities among the poor is a popular tool for governments and non-governmental organisations involved in raising standards of living in developing countries. Providing very poor families with small loans to invest in their micro enterprises, Village Bank empowers them to create their own jobs, increase their incomes, and increase their families' well-being. As women are more likely to spend the majority of their personal incomes on improving the family situation, this economic empowerment greatly benefits their children, who are generally more likely to attend school and have better nutrition.Autonomisation économique des femmes à travers le microfinancement au CambodgeL'utilisation du microfinancement pour améliorer la génération de revenus et les possibilités de travailler parmi les pauvres est un outil puissant pour les gouvernements et les organisations non gouvernementales qui tentent d'améliorer le niveau de vie dans les pays en développement. Les Banques villageoises, en fournissant aux familles pauvres des prêts destinés à être investis dans des microentreprises, confèrent à ces familles les moyens de créer leurs propres emplois, d'accroître leurs revenus et d'améliorer leur bien-être. Comme les femmes sont plus susceptibles de consacrer la majeure partie de leurs revenus personnels à améliorer la situation de la famille, cette autonomisation économique profite considérablement à leurs enfants, lesquels ont ainsi généralement plus de chances d'être scolarisés et mieux nourris.Empoderamento econômico das mulheres através de microfinanças no CambojaO uso de microfinanças para aumentar a geração de renda e oportunidades de trabalho entre os pobres é uma ferramenta popular para governos e organizações não-governamentais envolvidos em elevar os padrões de vida nos países em desenvolvimento. Oferecendo a famílias muito pobres pequenos empréstimos para que invistam em suas microempresas, o Village Bank as empodera para criar seus próprios empregos, aumentar suas rendas e intensificar o bem-estar de suas famílias. Como é mais provável que as mulheres gastem a maioria de suas rendas pessoais para melhorar a situação da família, este empoderamento econômico beneficia imensamente seus filhos pois, em geral, é mais provável que eles frequentem a escola e tenham uma melhor nutrição.El empoderamiento económico de la mujer mediante microfinanzas en CamboyaLas microfinanzas son un mecanismo muy utilizado por los gobiernos y las organizaciones no gubernamentales para elevar los niveles de vida en los países en desarrollo dado que estimulan la generación de ingresos y crean más oportunidades de empleo entre los pobres. A través de pequeños préstamos para la inversión en microempresas, el Banco Village ofrece la posibilidad de que las familias más pobres generen sus propios empleos, aumenten sus ingresos y eleven su nivel de bienestar. Dado que son las mujeres las que invierten la mayor parte de sus ingresos personales en mejorar la situación de sus familias, su empoderamiento económico aporta grandes beneficios para los hijos, quienes en general tienen niveles más elevados de asistencia escolar y de nutrición.
Suggested Citation
Daraka Chhay, 2011.
"Women's economic empowerment through microfinance in Cambodia,"
Development in Practice, Taylor & Francis Journals, vol. 21(8), pages 1122-1137, November.
Handle:
RePEc:taf:cdipxx:v:21:y:2011:i:8:p:1122-1137
DOI: 10.1080/09614524.2011.606891
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