IDEAS home Printed from https://ideas.repec.org/a/sum/sjefsm/2018p91-102.html
   My bibliography  Save this article

Strategic Effects of Credit Risk Management (CRM) On the Performance of Nigerian Deposit Money Banks

Author

Listed:
  • Abiola Idowu*

    (Department of Management and Accounting, Faculty of Management Sciences, Ladoke Akintola University of Technology, Ogbomoso, Oyo State, Nigeria)

  • Adedokun Taiwo O.

    (Department of Management and Accounting, Faculty of Management Sciences, Ladoke Akintola University of Technology, Ogbomoso, Oyo State, Nigeria)

Abstract

The paper examined the effects of strategic credit risk management on the performance of selected Nigeria Deposit Money Banks. The specific objectives examined the type of credit risk management policies adopted by Nigeria Deposit Money Banks, evaluated the impact of asset quality management on the performance of Nigeria Deposit Money Banks and to analyzed the extent to which credit risk management policies influenced the performance of Nigeria Deposit Money Banks. Ten banks were sampled constituting 52% of the total population of the deposit taking banks in Nigeria as of February, 2018. Secondary data were used for the study and this was collected from the annual reports of the selected banks. Descriptive statistics such as frequency tables, percentages, standard, and deviation minimum and maximum were used to describe the data while data envelopment analysis and panel data regression with random and fixed effect analysis were used for major research questions and hypothesis.The results showed that asset quality management had an overall mean of 215.9678; standard deviations were 1663, minimum and maximum were 0.3868 and l2.888.The constant and coefficient are statistically significant confirmed by Prob. F = 0.0000. Asset quality management variables namely; return on average asset (p = 20304.15; p

Suggested Citation

  • Abiola Idowu* & Adedokun Taiwo O., 2018. "Strategic Effects of Credit Risk Management (CRM) On the Performance of Nigerian Deposit Money Banks," Sumerianz Journal of Economics and Finance, Sumerianz Publication, vol. 1(4), pages 91-102, 10-2018.
    • Handle: RePEc:sum:sjefsm:2018:p:91-102
    as

    Download full text from publisher

    File URL: http://www.sumerianz.com/pdf-files/sjef1(4)91-102.pdf
    Download Restriction: no
    File URL: http://www.sumerianz.com/?ic=journal-home&info=archive-detail&journal=26&month=10-2018&issue=4&volume=1
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sum:sjefsm:2018:p:91-102. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Managing Editor (email available below). General contact details of provider: https://www.sumerianz.com/?ic=journal-home&journal=26#h .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.