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Banking development peculiarities: blockchain, artificial intelligence (AI) and cybersecurity issues

Author

Listed:
  • Gediminas Dubauskas

    (Vilniaus kolegija / Higher Education Institution, Lithuania)

  • Margarita Išoraitė

    (Vilniaus kolegija / Higher Education Institution, Lithuania)

Abstract

The banking sector is seeing an epochal shift underpinned by the incessant march of technology, specifically financial technology. These innovations have dramatically improved operational efficiency and customer experience. That said, they have also opened up vast cybersecurity and compliance problems. This publication overlooks a methodical approach to the banking innovation trends that take shape over increasing frequency and provides one strong critical reflection on how many challenges traditional financial institutions face. Strategic adaptability is essential as a long-term, dynamic strategy consistent with the concepts of evolution through comprehensive analysis and synthesis.

Suggested Citation

  • Gediminas Dubauskas & Margarita Išoraitė, 2025. "Banking development peculiarities: blockchain, artificial intelligence (AI) and cybersecurity issues," Entrepreneurship and Sustainability Issues, VsI Entrepreneurship and Sustainability Center, vol. 12(3), pages 61-72, March.
    • Handle: RePEc:ssi:jouesi:v:12:y:2025:i:3:p:61-72
    DOI: 10.9770/x7965543644
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    More about this item

    Keywords

    finance; innovations; AI banking; cybersecurity; financial technologies; blockchain; FinTech;
    All these keywords.

    JEL classification:

    • B17 - Schools of Economic Thought and Methodology - - History of Economic Thought through 1925 - - - International Trade and Finance
    • B27 - Schools of Economic Thought and Methodology - - History of Economic Thought since 1925 - - - International Trade and Finance
    • F37 - International Economics - - International Finance - - - International Finance Forecasting and Simulation: Models and Applications
    • F38 - International Economics - - International Finance - - - International Financial Policy: Financial Transactions Tax; Capital Controls

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