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Auswirkungen des demografischen Wandels auf die Finanzierung der Erwerbsminderungsrente

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  • Leonard Münstermann

Abstract

The latest pension reform plan proposed by the German government aims to raise benefits for people with reduced earning capacities due to invalidity. While this reform is an improvement for future pensioners, it does not tackle the major financial problem of the current system. It is argued that demographic change would not cause financial problems in a pay-as-you-go invalidity insurance scheme comparable to the problems of the current pension insurance scheme. Therefore, separating the risk of longevity and the risk of invalidity would allow a higher invalidity pension level. Copyright ZBW and Springer-Verlag Berlin Heidelberg 2014

Suggested Citation

  • Leonard Münstermann, 2014. "Auswirkungen des demografischen Wandels auf die Finanzierung der Erwerbsminderungsrente," Wirtschaftsdienst, Springer;ZBW - Leibniz Information Centre for Economics, vol. 94(5), pages 356-363, May.
    • Handle: RePEc:spr:wirtsc:v:94:y:2014:i:5:p:356-363
    DOI: 10.1007/s10273-014-1679-5
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    Keywords

    H53; H55; J14;
    All these keywords.

    JEL classification:

    • H53 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Welfare Programs
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination

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