Influencing Factors of Online P2P Lending Success Rate in China
Author
Abstract
Suggested Citation
DOI: 10.1007/s40745-017-0103-6
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
References listed on IDEAS
- Freedman, Seth & Jin, Ginger Zhe, 2017.
"The information value of online social networks: Lessons from peer-to-peer lending,"
International Journal of Industrial Organization, Elsevier, vol. 51(C), pages 185-222.
- Seth Freedman & Ginger Zhe Jin, 2014. "The Information Value of Online Social Networks: Lessons from Peer-to-Peer Lending," NBER Working Papers 19820, National Bureau of Economic Research, Inc.
- Iyer, Rajkamal & Khwaja, Asim Ijaz & Luttmer, Erzo F. P. & Shue, Kelly, 2009.
"Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?,"
Working Paper Series
rwp09-031, Harvard University, John F. Kennedy School of Government.
- Khwaja, Asim Ijaz & Iyer, Rajkamal & Luttmer, Erzo F.P. & Shue, Kelly, 2009. "Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?," Scholarly Articles 4448882, Harvard Kennedy School of Government.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Chong, Zhaohui & Wei, Xiaolin, 2023. "Exploring the spatial linkage network of peer-to-peer lending in China," Physica A: Statistical Mechanics and its Applications, Elsevier, vol. 630(C).
- Jiang, Cuixia & Xu, Qifa & Zhang, Weiming & Li, Mengting & Yang, Shanlin, 2018. "Does automatic bidding mechanism affect herding behavior? Evidence from online P2P lending in China," Journal of Behavioral and Experimental Finance, Elsevier, vol. 20(C), pages 39-44.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Michal Polena & Tobias Regner, 2018.
"Determinants of Borrowers’ Default in P2P Lending under Consideration of the Loan Risk Class,"
Games, MDPI, vol. 9(4), pages 1-17, October.
- Michal Polena & Tobias Regner, 2016. "Determinants of borrowers' default in P2P lending under consideration of the loan risk class," Jena Economics Research Papers 2016-023, Friedrich-Schiller-University Jena.
- Nadia Nahar Purkayastha & Şule Erdem Tuzlukaya, 2020. "Determination Of The Benefits And Risks Of Peer-To-Peer (P2p) Lending: A Social Network Teory Approach," Copernican Journal of Finance & Accounting, Uniwersytet Mikolaja Kopernika, vol. 9(3), pages 131-143.
- Anil Savio Kavuri & Alistair Milne, 2019. "FinTech and the future of financial services: What are the research gaps?," CAMA Working Papers 2019-18, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University.
- Douglas Cumming & Lars Hornuf & Moein Karami & Denis Schweizer, 2023.
"Disentangling Crowdfunding from Fraudfunding,"
Journal of Business Ethics, Springer, vol. 182(4), pages 1103-1128, February.
- Karami, Moein & Cumming, Douglas & Hornuf, Lars & Schweizer, Denis, 2017. "Disentangling Crowdfunding from Fraudfunding," VfS Annual Conference 2017 (Vienna): Alternative Structures for Money and Banking 168120, Verein für Socialpolitik / German Economic Association.
- Wolfgang Pointner & Burkhard Raunig, 2018. "A primer on peer-to-peer lending: immediate financial intermediation in practice," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q3/18, pages 36-51.
- Manconi, Alberto & Braggion, Fabio & Zhu, Haikun, 2018. "Can Technology Undermine Macroprudential Regulation? Evidence from Peer-to-Peer Credit in China," CEPR Discussion Papers 12668, C.E.P.R. Discussion Papers.
- Li, Yibei & Wang, Ximei & Djehiche, Boualem & Hu, Xiaoming, 2020.
"Credit scoring by incorporating dynamic networked information,"
European Journal of Operational Research, Elsevier, vol. 286(3), pages 1103-1112.
- Yibei Li & Ximei Wang & Boualem Djehiche & Xiaoming Hu, 2019. "Credit Scoring by Incorporating Dynamic Networked Information," Papers 1905.11795, arXiv.org, revised Oct 2019.
- Ruyi Ge & Juan Feng & Bin Gu, 2016. "Borrower’s default and self-disclosure of social media information in P2P lending," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 2(1), pages 1-6, December.
- repec:zbw:bofitp:2019_022 is not listed on IDEAS
- Kowalewski, Oskar & Pisany, Paweł, 2022.
"Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing,"
International Review of Financial Analysis, Elsevier, vol. 81(C).
- Kowalewski & Pawel Pisany, 2021. "Banks’ consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing," Working Papers 2021-ACF-07, IESEG School of Management.
- Xueru Chen & Xiaoji Hu & Shenglin Ben, 2021. "How do reputation, structure design and FinTech ecosystem affect the net cash inflow of P2P lending platforms? Evidence from China," Electronic Commerce Research, Springer, vol. 21(4), pages 1055-1082, December.
- Mingfeng Lin & Nagpurnanand R. Prabhala & Siva Viswanathan, 2013. "Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending," Management Science, INFORMS, vol. 59(1), pages 17-35, August.
- Wang, Qian & Su, Zhongnan & Chen, Xinyang, 2021. "Information disclosure and the default risk of online peer-to-peer lending platform," Finance Research Letters, Elsevier, vol. 38(C).
- Li, Yuelei & Hao, Aiting & Zhang, Xiaotao & Xiong, Xiong, 2018. "Network topology and systemic risk in Peer-to-Peer lending market," Physica A: Statistical Mechanics and its Applications, Elsevier, vol. 508(C), pages 118-130.
- Aleksander Berentsen & Marina Markheim, 2021.
"Peer‐to‐peer lending and financial inclusion with altruistic investors,"
International Review of Finance, International Review of Finance Ltd., vol. 21(4), pages 1407-1418, December.
- Berentsen, Aleksander & Markheim, Marina, 2020. "Peer-to-Peer Lending and Financial Inclusion with Altruistic Investors," MPRA Paper 102277, University Library of Munich, Germany.
- Yufei Xia & Lingyun He & Yinguo Li & Nana Liu & Yanlin Ding, 2020. "Predicting loan default in peer‐to‐peer lending using narrative data," Journal of Forecasting, John Wiley & Sons, Ltd., vol. 39(2), pages 260-280, March.
- Qizhi Tao & Yizhe Dong & Ziming Lin, 2017. "Who can get money? Evidence from the Chinese peer-to-peer lending platform," Information Systems Frontiers, Springer, vol. 19(3), pages 425-441, June.
- Wu, Yu & Zhang, Tong, 2021. "Can credit ratings predict defaults in peer-to-peer online lending? Evidence from a Chinese platform," Finance Research Letters, Elsevier, vol. 40(C).
- Julapa Jagtiani & Catharine Lemieux, 2017. "Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information," Working Papers 17-17, Federal Reserve Bank of Philadelphia.
- Eid, Nourhan & Maltby, Josephine & Talavera, Oleksandr, 2016. "Income Rounding and Loan Performance in the Peer-to-Peer Market," MPRA Paper 72852, University Library of Munich, Germany.
- Zhu, Zongyuan, 2018. "Safety promise, moral hazard and financial supervision: Evidence from peer-to-peer lending," Finance Research Letters, Elsevier, vol. 27(C), pages 1-5.
More about this item
Keywords
Bidding record; Online P2P lending; Influencing factors; Success rate;All these keywords.
JEL classification:
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:aodasc:v:4:y:2017:i:2:d:10.1007_s40745-017-0103-6. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.