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Türkiye’de Kredi Kartları Piyasasına Yönelik Kamu Müdahaleleri

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  • Ahmet Burçin YERELİ
  • Ali Fuat KOÇ

Abstract

The rapid growth in the use of credit cards in Turkey has brought about some problems and concerns as it is in the world. In this study, it is pointed out that these market failures and problems may justify government interventions. Assessments made within the scope of this study indicate that the existing sectoral regulations neglect not only the two–sided nature of this market but also the aspect of the credit cards as a payment instrument. On the other hand, the impact of intervention of Turkish Competition Authority in multilateral interchange fees was examined, but no clear evidence about the effect of this intervention on the growth rates of credit card variables in the market could be found.

Suggested Citation

  • Ahmet Burçin YERELİ & Ali Fuat KOÇ, 2013. "Türkiye’de Kredi Kartları Piyasasına Yönelik Kamu Müdahaleleri," Sosyoekonomi Journal, Sosyoekonomi Society, issue 20(20).
    • Handle: RePEc:sos:sosjrn:130214
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    Keywords

    Two–Sided Markets; Credit Cards Market; Goverment Interventions and Regulations; Competition Policy; Market Failures; Multilateral Interchange Fees.;
    All these keywords.

    JEL classification:

    • K12 - Law and Economics - - Basic Areas of Law - - - Contract Law
    • K21 - Law and Economics - - Regulation and Business Law - - - Antitrust Law
    • K22 - Law and Economics - - Regulation and Business Law - - - Business and Securities Law
    • K23 - Law and Economics - - Regulation and Business Law - - - Regulated Industries and Administrative Law

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