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Insurance Intermediaries

Author

Listed:
  • Andreea Stoican

    (Law Department, Bucharest University of Economic Studies, Romania)

Abstract

The actual Civil code regulates for the first time in the Romanian legislation the intermediation contract, until its entering into force existing multiple situations that lent themselves to this legal operation, but did not benefit of such particular legal rules. Yet, the case law has shown that the situations that arise in the activity of the legal or natural persons are much more complex, this leading, in time, to the reglementation of such particular rules. Such a case is that found in the matter of insurance contracts, the position of the insurance intermediaries being regulated especially by Law no. 32/2000, according to which they represent the natural or legal persons authorized in the conditions of the above mentioned legal document, that perform intermediation activities in the insurance field, in exchange of a remuneration, as well as the intermediaries from the EU member states that perform such an activity on the Romanian territory, in accordance with the freedom in performing services. Therefore, the present paper aims to analyze the conclusion of such insurance contracts and to underline the particular position of the insurance brokers, having the following structure: 1) Introduction; 2) The reglementation of the intermediation contract/brokerage agreement in the Romanian Law; 3) The importance of the intermediaries in the insurance contracts; 4) The conclusion of the insurance contracts; 5) Conclusions.

Suggested Citation

  • Andreea Stoican, 2013. "Insurance Intermediaries," Perspectives of Law and Public Administration, Societatea de Stiinte Juridice si Administrative (Society of Juridical and Administrative Sciences), vol. 2(1), pages 200-205, December.
    • Handle: RePEc:sja:journl:v:2:y:2013:i:1:p:200-205
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    More about this item

    Keywords

    intermediation; insurance agreement; remuneration; insurer; insurance broker.;
    All these keywords.

    JEL classification:

    • K39 - Law and Economics - - Other Substantive Areas of Law - - - Other

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