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Determinants of Rural Credit in Odisha: A Case Study in Bijepur Block of Bargarh District

Author

Listed:
  • Krushna Meher
  • Muralidhar Majhi

Abstract

This study has been designed to examine the determinants of rural credit in Odisha. In rural India, most of the people take loans from the various formal as well informal sources. The amount of credit depends upon its determinants such as the size of households, rate of interest, size of landholdings, and size of own residential plots basing on these determinants rural people draw credit, but because of not good return from their field, they are unable to repay on time. Thus, it’s necessary to study the change in living patterns and their activities with the changing situation. Also need to change the utilization of credit, so that they would not face any problems of repayment of credit in future and have the right way of investing in their field for a good return. This study contains an introduction, objectives, methodology and the details of rural credit and its conclusion.

Suggested Citation

  • Krushna Meher & Muralidhar Majhi, 2023. "Determinants of Rural Credit in Odisha: A Case Study in Bijepur Block of Bargarh District," Journal of Studies in Dynamics and Change (JSDC), ISSN: 2348-7038, Voices of Inclusive Change and Expressions- (VOICE) Trust, Dehradun, Uttarakhand, vol. 10(2), pages 19-26, April-Jun.
    • Handle: RePEc:sdc:journl:v:10:y:2023:i:2:p:19-26
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    References listed on IDEAS

    as
    1. Mazumder, Rabin & Chakravarty, Chandrasekhar & Bhandari, Amit Kumar, 2014. "Recovery Performance of Primary Agriculture Credit Societies in India: An Assessment," IZA Discussion Papers 8294, Institute of Labor Economics (IZA).
    2. Singh, Sukhpal & Toor, M.S., 2005. "Agrarian Crisis with Special Reference to Indebtedness among Punjab Farmers," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 60(3), pages 1-12.
    Full references (including those not matched with items on IDEAS)

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