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Диджитализация финансового сектора экономики: кто получит цифровые дивиденды? // Digitalization of the Financial Sector of the Economy: Who will Receive Digital Dividends?

Author

Listed:
  • E. Bezsmertnaya R.

    (Financial University, Moscow)

  • Е. Безсмертная Р.

    (Финансовый университет, Москва)

Abstract

Nowadays, all sectors of the Russian economy are feeling a certain stress caused by the development of digital technologies. There is no doubt that the competitiveness of both individual companies and the state as a whole depends on what positions the domestic economic entities will occupy in the processes of digital transformation. The subject of the research is the specific features and prospects for the development of digitalization processes in Russia. The purpose of the research was to assess the potential benefits and possible challenges to the Russian economy in implementing innovative technology programs. The paper pays special attention to the specifics of the development of digital technologies in the financial sphere. It is concluded that the impact of digital technologies on the socio-economic development of society is ambiguous and a further study of foreign and domestic experience of digitalization and the development of innovative technologies is needed. В настоящее время все отрасли российской экономики переживают определенное давление со стороны цифровых технологий. Нет сомнений в том, что конкурентоспособность как отдельных компаний, так и государства в целом, зависят от того, какие позиции будут занимать субъекты отечественной экономики в процессах цифровой трансформации. Предмет исследования — особенности и перспективы развития процессов цифровизации в России. Цель работы — оценка потенциальных выгод и возможных вызовов российской экономики на пути реализации программ развития инновационных технологий. В статье особое внимание уделено рассмотрению специфики развития цифровых технологий в финансовой сфере. Сделаны выводы о неоднозначности влияния цифровых технологий на социально-экономическое развитие общества, необходимости дальнейшего изучения зарубежного и отечественного опыта диджитализации и развития инновационных технологий.

Suggested Citation

  • E. Bezsmertnaya R. & Е. Безсмертная Р., 2018. "Диджитализация финансового сектора экономики: кто получит цифровые дивиденды? // Digitalization of the Financial Sector of the Economy: Who will Receive Digital Dividends?," Экономика. Налоги. Право // Economics, taxes & law, ФГОБУ "Финансовый университет при Правительстве Российской Федерации" // Financial University under The Government of Russian Federation, vol. 11(2), pages 75-83.
    • Handle: RePEc:scn:econom:y:2018:i:2:p:75-83
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