IDEAS home Printed from https://ideas.repec.org/a/sae/entthe/v7y1983i3p3-9.html
   My bibliography  Save this article

An Analysis of SBA Loan Repayment Performance: Comparisons by Industry

Author

Listed:
  • John F. Herrman

Abstract

The purpose of this study was to identify managerial and financial variables that are related to small business loan performance. The study involved statistical analysis of Small Business Administration loans that were made by the Los Angeles District Office from 1972 through 1975. Information on entrepreneurs and their businesses was obtained from SBA loan applications, attachments, and supplementary forms. A random sample of 396 business loans provided data for this study. For the sample, as a whole, industrial classification was not found to be an important factor in the influence of managerial and financial variables on loan performance. However, when the sample was subdivided by loan program and lender, there was a significant difference in the explanation of loan performance between retail and manufacturing industries. When the sample was subdivided by loan program for retail trade, there was not a significant difference in the explanation of loan performance by program.

Suggested Citation

  • John F. Herrman, 1983. "An Analysis of SBA Loan Repayment Performance: Comparisons by Industry," Entrepreneurship Theory and Practice, , vol. 7(3), pages 3-9, January.
    • Handle: RePEc:sae:entthe:v:7:y:1983:i:3:p:3-9
    DOI: 10.1177/104225878300700303
    as

    Download full text from publisher

    File URL: https://journals.sagepub.com/doi/10.1177/104225878300700303
    Download Restriction: no
    File URL: https://libkey.io/10.1177/104225878300700303?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sae:entthe:v:7:y:1983:i:3:p:3-9. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: SAGE Publications (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.