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Small Business Commercial Loan Selection Decision: An Empirical Evaluation

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  • Nathaniel Jones

Abstract

For many years, bank decision-makers and academic researchers have recognized the significance of both commercial banks and small businesses to the overall economy of America. However, there appears to be little, if any, statistically valid empirical research dealing with the decision-making processes in commercial banks which commit funds to small businesses. This article deals specifically with the decision-making process of 30 commercial loan decision-makers as they are faced with commercial loan selection decisions concerning Small Business (SBA guaranteed) new business loans.

Suggested Citation

  • Nathaniel Jones, 1982. "Small Business Commercial Loan Selection Decision: An Empirical Evaluation," Entrepreneurship Theory and Practice, , vol. 6(4), pages 41-49, April.
    • Handle: RePEc:sae:entthe:v:6:y:1982:i:4:p:41-49
    DOI: 10.1177/104225878200600408
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