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Model Analysis of the financial Performance of the Loan and the Borrower

Author

Listed:
  • Constantin ANGHELACHE

    (Academia de Studii Economice, Bucuresti, Universitatea “Artifex” din Bucuresti)

  • Madalina – Gabriela Anghel

    (Universitatea „Artifex” din Bucuresti)

  • Diana Valentina SOARE

    (Academia de Studii Economice, Bucuresti)

  • Alexandru BADIU

    (Academia de Studii Economice, Bucuresti)

Abstract

In order to assess the financial performance of borrowers are using a number of financial indicators, specific to each bank, including: degree of liquidity, capital adequacy, leverage and profit rate. It is necessary to use a larger number of indicators resulting in increased time required to substantiate the credit decision and determining the borrower’s creditworthiness.Based on these considerations, we present a model of the article analysis of the financial performance of the loan and the borrower.

Suggested Citation

  • Constantin ANGHELACHE & Madalina – Gabriela Anghel & Diana Valentina SOARE & Alexandru BADIU, 2016. "Model Analysis of the financial Performance of the Loan and the Borrower," Romanian Statistical Review Supplement, Romanian Statistical Review, vol. 64(5), pages 32-36, May.
    • Handle: RePEc:rsr:supplm:v:64:y:2016:i:5:p:32-36
    as

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    References listed on IDEAS

    as
    1. Warren Mundy & Mark Bryant, 2015. "Discussion of SME Access to Intermediated Credit: What Do We Know and What Don't We Know?," RBA Annual Conference Volume (Discontinued), in: Angus Moore & John Simon (ed.),Small Business Conditions and Finance, Reserve Bank of Australia.
    2. Annalisa Ferrando, 2015. "Discussion of The Dynamics of Trade Credit and Bank Debt in SME Finance: International Evidence," RBA Annual Conference Volume (Discontinued), in: Angus Moore & John Simon (ed.),Small Business Conditions and Finance, Reserve Bank of Australia.
    3. repec:agr:journl:v:4(605):y:2015:i:4(605):p:171-176 is not listed on IDEAS
    4. Dániel Holló & Márton Nagy, 2006. "Analysis of banking system efficiency in the European Union," MNB Bulletin (discontinued), Magyar Nemzeti Bank (Central Bank of Hungary), vol. 1(1), pages 21-26, June.
    5. Alexandru MANOLE, 2015. "Multidimensional Analysis of Performances in a Credit Brokerage Entity," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania / Editura Economica, vol. 0(4(605), W), pages 171-176, Winter.
    6. Luc Tessier & Nadine Levratto, 2016. "Business angels et performance des entreprises : une analyse empirique sur données françaises," Post-Print hal-02070893, HAL.
    7. Daniel DUMITRESCU & Diana Valentina SOARE, 2013. "State Intervention in Financial – Banking Environment in Order to Increase GDP," Romanian Statistical Review Supplement, Romanian Statistical Review, vol. 61(2), pages 268-274, May.
    8. Nadine Levratto & Luc Tessier, 2016. "Business angels et performance des entreprises : une analyse empirique sur données françaises," Innovations, De Boeck Université, vol. 0(1), pages 141-176.
    Full references (including those not matched with items on IDEAS)

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