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A dual consent approach for payments

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  • Ron J. Berndsen and Daaf van Oudheusden

Abstract

ABSTRACT This paper looks at payments where, due to a lack of trust between buyer and seller, it is beneficial to involve a guarantor for payments. We argue that this guarantor should obtain consent from both the buyer and the bank of the buyer (a dual consent approach). We recommend that such a dual consent approach becomes a minimal regulatory requirement for a large variety of payment methods.

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Handle: RePEc:rsk:journ7:2229041
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