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M-Commerce Implementation in Nigeria: Trends and Issues

Author

Listed:
  • Charles K, Ayo

    (Covenant University)

  • O. Ekong, Uyinomen

    (Covenant University)

Abstract

Nigeria was described as the fastest growing telecoms nation in Africa and the third in the World. The country had experienced a phenomenal growth from a teledensity of 0.49 in 2000 to 25.22 in 2007. This trend has brought about a monumental development in the major sectors of the economy, such as banking, telecoms and commerce in general. This paper presents the level of adoption of ICT in the banking sector and investigates the prospects of m-Commerce in Nigeria based on strengths, weaknesses, opportunities and threats (SWOT) analysis. Findings revealed that all banks in Nigeria offer e-Banking services and about 52% of the offer some forms of m-Banking services. The banks and the telecoms operators have enormous potentials and opportunities for m-Commerce but the level of patronage, quality of cell phones, lack of basic infrastructure and security issues pose a major threat to its wide scale implementation.

Suggested Citation

  • Charles K, Ayo & O. Ekong, Uyinomen, 2007. "M-Commerce Implementation in Nigeria: Trends and Issues," Journal of Internet Banking and Commerce, , vol. 12(2), pages 01-15, August.
    • Handle: RePEc:ris:joibac:0530
    as

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    More about this item

    Keywords

    M-Commerce; E-Banking; M-Banking; M-Business; M-Payment; E-Commerce; SWOT;
    All these keywords.

    JEL classification:

    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage

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