IDEAS home Printed from https://ideas.repec.org/a/ris/joibac/0479.html
   My bibliography  Save this article

UIBR – An Approach to Innovations Acceptance

Author

Listed:
  • Saleh Zolait, Ali Hussein

    (Amran University)

  • Mattila, Minna

    (Laurea University of Applied Sciences)

Abstract

In this paper, we first attempt to review user acceptance theory and then discuss the four common models. Second, this study intends to assess the relationship of Users’ Informational-Based Readiness (UIBR), the tendency to adopt Internet banking services as an innovation and whether or not it contributes to the prediction of an individual’s intention (decision) to accept innovation as a new variable, thereby extending the former variables known as psychological determinants. In order to achieve this, the study proposes a new model for studying the acceptance of technology, which was assessed by using data collected from 369 bank customers and the application of Internet Banking (IB) services was used to assess its acceptance. The study found that users’ information readiness combined with innovation attributes are the joint determinants of the users’ attitude towards the use of IB.

Suggested Citation

  • Saleh Zolait, Ali Hussein & Mattila, Minna, 2009. "UIBR – An Approach to Innovations Acceptance," Journal of Internet Banking and Commerce, , vol. 14(2), pages 01-17, August.
  • Handle: RePEc:ris:joibac:0479
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    Keywords

    Internet banking; Adopter’s readiness; IS theories;
    All these keywords.

    JEL classification:

    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ris:joibac:0479. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dale Pinto (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.