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Challenges Faced by Sudanese Banks in Implementing Online Banking: Bankers’ Perception

Author

Listed:
  • Alam, Nafis

    (Monash University)

  • Musa Magboul, Ibrahim Hussien

    (Ahfad University for Women,)

Abstract

Innovations in Information technology have changed the way financial transactions are done in banking industry globally. Online banking uses today’s computer technology to give user the ability to manage their finances more quickly and efficiently, from anywhere around the world, and with just a click of the mouse. Banks perceive online banking as a powerful ‘value-added’ tool to attract and retain new customers while helping to eliminate costly paper handling and teller interactions. Online banking has managed to provide customers the convenience, efficiency, effectiveness, and most importantly, the speed needed in today’s dynamic world. As more banks around the world are offering online banking to its customers, it is becoming a rather popular trend. Online banking is an asset both to the bank and the customer. However, countries like Sudan are yet to join the frenzy of this new innovation in an effective manner. This paper will investigate what are the challenges faced by Sudanese banks in implementing online banking.

Suggested Citation

  • Alam, Nafis & Musa Magboul, Ibrahim Hussien, 2010. "Challenges Faced by Sudanese Banks in Implementing Online Banking: Bankers’ Perception," Journal of Internet Banking and Commerce, , vol. 15(2), pages 01-09, August.
  • Handle: RePEc:ris:joibac:0432
    as

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    More about this item

    Keywords

    Online Banking; Islamic Banking; Sudan;
    All these keywords.

    JEL classification:

    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage

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