IDEAS home Printed from https://ideas.repec.org/a/ris/joibac/0197.html
   My bibliography  Save this article

Sudanese Microfinance Services Providers Drivers For Intention To Adopt Mobile Banking

Author

Listed:
  • Ahmed, Elsadig Musa

    (Faculty of Business, Multimedia University, Melaka, Malaysia)

  • Ammar, Anwar

    (Faculty of Business, Multimedia University, Melaka, Malaysia)

  • Saaid Ali, Abdelrahman E.Lzahi

    (Islamic Research and Training Institute, Islamic Development Bank, Jeddah, KSA)

Abstract

Mobile banking (m-banking) promises to increase the efficiency and outreach of microfinance services in developing countries. Mobile banking could mean deeper outreach to poorer and more rural people, efficiency in operation that allows for lowering the cost of loans, and higher repayment rates. To assess the determinants that influence the adoption of mobile banking by microfinance services providers (MFPs) in Sudan, a modified model based on the technology-organization-environment (TOE) framework was developed. A mixed method approach that combines both quantitative and qualitative approaches is used. Data collected from 30 MFPs are used to test the related hypotheses. The empirical results are based on Partial Least Squares (PLS)analysis. The findings presented in this paper that reveal ICT infrastructure, top management, market and products, MFP size, effect of regulation on the business model, and partners’ collaboration are the major factors affecting adoption of m-banking by MFPs.

Suggested Citation

  • Ahmed, Elsadig Musa & Ammar, Anwar & Saaid Ali, Abdelrahman E.Lzahi, 2016. "Sudanese Microfinance Services Providers Drivers For Intention To Adopt Mobile Banking," Journal of Internet Banking and Commerce, , vol. 21(02), pages 01-25, August.
    • Handle: RePEc:ris:joibac:0197
    as

    Download full text from publisher

    File URL: https://www.icommercecentral.com/open-access/sudanese-microfinance-services-providers-drivers-for-intention-to-adopt-mobile-banking.php?aid=81764
    File Function: Full text
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Mobile Banking; Microfinance Providers; Sudan;
    All these keywords.

    JEL classification:

    • A11 - General Economics and Teaching - - General Economics - - - Role of Economics; Role of Economists

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ris:joibac:0197. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dale Pinto (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.