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Determinants predicting credit accessibility of SME: Evidence from Bangladesh

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  • Moulick, Raj Kumar

    (University of Rajshahi, Bangladesh)

Abstract

Small and medium enterprises (SMEs) play a vibrant role in socio economic development of a country by sustaining economic growth, employment creation and poverty reduction. But accessibility to bank credit is a key challenge faced by the SME firms. The main objective of the study is to examine the determinants of SME financing in Bangladesh. By analysis of 350 SME survey data and 50 credit officer, internal capital, collateral, financial statement and profitability are the determinants of SME financing. The data used in the study was at a single point in time. Due to the absence of central database, the work of data collection was very difficult.

Suggested Citation

  • Moulick, Raj Kumar, 2020. "Determinants predicting credit accessibility of SME: Evidence from Bangladesh," Journal of Internet Banking and Commerce, , vol. 25(03), pages 01-09, July.
    • Handle: RePEc:ris:joibac:0008
    as

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    References listed on IDEAS

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    More about this item

    Keywords

    SMEs; Determinants; Financing;
    All these keywords.

    JEL classification:

    • A11 - General Economics and Teaching - - General Economics - - - Role of Economics; Role of Economists

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