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Determinant of Indonesian Customers Intention to Use Islamic Life Insurance: Theory of Planned Behavior Approach

Author

Listed:
  • Khilmi, Slamet

    (Universitas Islam Negeri Sunan Kalijaga)

  • Sunarsih, Sunarsih

    (Universitas Islam Negeri Sunan Kalijaga)

  • Febriyanto, Ahmad

    (Universitas Islam Negeri Sunan Kalijaga)

  • Yusro, Salma Nafisah Zulfa

    (Universitas Islam Negeri Sunan Kalijaga)

Abstract

This research aims to determine the determinants of intention to use Sharia life insurance among Muslims in Indonesia. The total sample size in this study reached 101 participants, determined using the convenience sampling technique. The data analysis technique employed in this research adopts partial least square structural equation modelling (PLS-SEM) using SmartPLS 3.0 software. The findings of this study indicate that the intention to use Sharia life insurance is determined by attitude and perceived behavioral control. However, religiosity was not found to mediate the relationship between attitude, perceived behavioral control, and subjective norm in relation to the intention to use Takaful. This research also provides recommendations for Sharia life insurance companies in Indonesia to enhance their products and services, aiming to foster a positive perception among the Muslim community towards Sharia life insurance.

Suggested Citation

  • Khilmi, Slamet & Sunarsih, Sunarsih & Febriyanto, Ahmad & Yusro, Salma Nafisah Zulfa, 2024. "Determinant of Indonesian Customers Intention to Use Islamic Life Insurance: Theory of Planned Behavior Approach," EkBis: Jurnal Ekonomi dan Bisnis, UIN Sunan Kalijaga Yogyakarta, vol. 8(1), pages 59-73, June.
    • Handle: RePEc:ris:ekbisj:2177
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    More about this item

    Keywords

    Intention; Muslim Consumer; Islamic Life Insurance;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies

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