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Impact of Self Help Groups in Jammu, India

Author

Listed:
  • Amrinder Singh

    (School of Business, Shri Mata Vaishno Devi University, Katra (J&K))

  • Sushil Kumar Mehta

    (School of Business, Shri Mata Vaishno Devi University, Katra (J&K))

Abstract

The study concludes the outcome of an ex-post evaluation study of the SHGs promoted by Gramudyog Hastakala Kendra & Priyadarshini Indira Mahila Block Society, NGO’s working for the promotion of SHGs in Jammu & Kathua District of Jammu region, India. A sample of 20 SHGs consisting of 282 members have been taken to study the various aspects of the SHGs viz. educational profile, economic status and occupational pattern etc. pre and post SHG formation. It is found that most of the members of SHGs are economically weak. The overall findings of the study suggest that SHG – Bank Linkage Programme has considerable positive impact on the social conditions. It has also empowered women members substantially and has contributed to increased self-confidence and positive behavioral changes in the post-SHG period as compared to the pre-SHG period.

Suggested Citation

  • Amrinder Singh & Sushil Kumar Mehta, 2012. "Impact of Self Help Groups in Jammu, India," Romanian Economic Journal, Department of International Business and Economics from the Academy of Economic Studies Bucharest, vol. 15(45), pages 167-204, December.
    • Handle: RePEc:rej:journl:v:15:y:2012:i:46:p:167-204
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    References listed on IDEAS

    as
    1. Sriram M S & Upadhyayula, Rajesh, 2002. "The Transformation of Microfinance in India: Experiences, Options and Future," IIMA Working Papers WP2002-12-01, Indian Institute of Management Ahmedabad, Research and Publication Department.
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    More about this item

    Keywords

    Microfinance; Self help group; credit; savings; India;
    All these keywords.

    JEL classification:

    • I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being

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