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Perceptions of Corporate Customers Towards Islamic Banking Products and Services in Pakistan

Author

Listed:
  • Sehrish Rustam
  • Saiqa Bibi
  • Khalid Zaman

    (COMSATS Institute of Information Technology, Pakistan,)

  • Adeela Rustam
  • Zahid-ul-Haq

Abstract

The main objective of this study is to examine the perceptions of corporate customers towards Islamic banking products and services in Pakistan. The study discusses the three main parameters i) the usage of conventional and Islamic banking facilities, ii) respondents’ understanding of Islamic banking system, and iii) their personal opinion on various aspects of Islamic banking products. A total of 100 structured questionnaires are conducted. The response rate of the study is 60%.The data is collected from corporate customers of six full-fledged commercial banks of Pakistan. Results are interpreted on the basis of frequency distribution at this stage. The results indicate that Islamic Banking products and services had a good potential within Pakistani corporate sector.

Suggested Citation

  • Sehrish Rustam & Saiqa Bibi & Khalid Zaman & Adeela Rustam & Zahid-ul-Haq, 2011. "Perceptions of Corporate Customers Towards Islamic Banking Products and Services in Pakistan," Romanian Economic Journal, Department of International Business and Economics from the Academy of Economic Studies Bucharest, vol. 14(41), pages 107-123, September.
    • Handle: RePEc:rej:journl:v:14:y:2011:i:41:p:107-123
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    File URL: http://www.rejournal.eu/sites/rejournal.versatech.ro/files/articole/2011-09-01/2072/je41rustametal.pdf
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    Citations

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    Cited by:

    1. Malanta S. Abdullahi & Adamu Kuku Usman & Nuraddeen M. Lawal, 2021. "Determinants of Viability of Islamic Banking Products: A Case Study of Jaiz Bank Plc," International Journal of Research and Scientific Innovation, International Journal of Research and Scientific Innovation (IJRSI), vol. 8(10), pages 58-67, October.
    2. Amina Hachimi & M. My Abdelouhab Salahddine, 2019. "The Acceptability of Participatory Banking Products by SMES: A Conceptual Framework," International Journal of Economics and Financial Issues, Econjournals, vol. 9(4), pages 259-266.
    3. Burhan Ali Shah & Ghulam Shabbir Khan Niazi & Abdul Majid, 2016. "Employees' Perceptions about Islamic Banking and its Growth Potential in Pakistan," Business & Economic Review, Institute of Management Sciences, Peshawar, Pakistan, vol. 8(1), pages 53-76, April.
    4. Mahiswaran Selvanathan & Dineswary Nadarajan & Amelia Farzana Mohd Zamri & Subaashnii Suppramaniam & Ahmad Muzammir Muhammad, 2018. "An Exploratory Study on Customers’ Selection in Choosing Islamic Banking," International Business Research, Canadian Center of Science and Education, vol. 11(5), pages 42-49, May.

    More about this item

    Keywords

    Islamic Banking; Corporate customers; Client; Perception; Frequency Distribution; Pakistan.;
    All these keywords.

    JEL classification:

    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
    • F36 - International Economics - - International Finance - - - Financial Aspects of Economic Integration
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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