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The effect of financial knowledge, financial attitude, and personality on financial management behavior

Author

Listed:
  • Wahdiyat Moko

    (Management Department, Faculty of Economics and Business, University of Brawijaya, Malang City, Indonesia)

  • Ahmad Sudiro

    (Management Department, Faculty of Economics and Business, University of Brawijaya, Malang City, Indonesia)

  • Irma Kurniasari

    (Management Department, Faculty of Economics and Business, University of Brawijaya, Malang City, Indonesia)

Abstract

Financial management for young entrepreneurs needs to be done because disciplined financial arrangements will be able to minimize the risk of uncertainty. Young entrepreneurs have problems with financial management behavior, that is knowledge and skills in managing finances which have an impact on financial decision-making. This study aims to see the effect of financial knowledge, financial attitudes, and personality on financial management behavior in young entrepreneurs in Malang. The approach used in this research is quantitative with an explanatory approach. This study's population is young entrepreneurs in the Brawijaya University environment. The sampling technique used purposive sampling with a sample size of 150 samples. The results of this study prove that partially financial knowledge has no significant effect on Financial Management Behavior. Financial attitudes have a significant effect on Financial Management Behavior, and personality has a significant effect on Financial Management Behavior in Young Entrepreneurs in Malang City. Key Words:African's perception, Attitudes, Myths, Pandemic, Vaccine hesitancy

Suggested Citation

  • Wahdiyat Moko & Ahmad Sudiro & Irma Kurniasari, 2022. "The effect of financial knowledge, financial attitude, and personality on financial management behavior," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 11(9), pages 184-192, December.
    • Handle: RePEc:rbs:ijbrss:v:11:y:2022:i:9:p:184-192
    DOI: 10.20525/ijrbs.v11i9.2210
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    References listed on IDEAS

    as
    1. Chen, Haiyang & Volpe, Ronald P., 1998. "An Analysis of Personal Financial Literacy Among College Students," Financial Services Review, Elsevier, vol. 7(2), pages 107-128.
    2. Ali Coskun & Nurdilek Dalziel, 2020. "Mediation effect of financial attitude on financial knowledge and financial behavior: The case of university students," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 9(2), pages 01-08, March.
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