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The Availability of Business Finance

Author

Listed:
  • Ellis Connolly

    (Reserve Bank of Australia)

  • Ben Jackman

    (Reserve Bank of Australia)

Abstract

Access to business finance has improved markedly since the global financial crisis, and debt-servicing costs are near historic lows. Nevertheless, small businesses continue to face challenges accessing finance. This article looks at the sources and availability of finance for Australian businesses. It also explores several innovations, such as comprehensive credit reporting and alternative finance platforms. These could make financing more accessible for small businesses in the start-up or expansion phase.

Suggested Citation

  • Ellis Connolly & Ben Jackman, 2017. "The Availability of Business Finance," RBA Bulletin (Print copy discontinued), Reserve Bank of Australia, pages 55-66, December.
    • Handle: RePEc:rba:rbabul:dec2017-07
    as

    Download full text from publisher

    File URL: https://www.rba.gov.au/publications/bulletin/2017/dec/pdf/bu-1217-7-the-availability-of-business-finance.pdf
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    References listed on IDEAS

    as
    1. Ellis Connolly & Gianni La Cava & Matthew Read, 2015. "Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia," RBA Annual Conference Volume (Discontinued), in: Angus Moore & John Simon (ed.),Small Business Conditions and Finance, Reserve Bank of Australia.
    2. Gianni La Cava & Callan Windsor, 2016. "Why Do Companies Hold Cash?," RBA Research Discussion Papers rdp2016-03, Reserve Bank of Australia.
    3. Gianni La Cava, 2005. "Financial Constraints, the User Cost of Capital and Corporate Investment in Australia," RBA Research Discussion Papers rdp2005-12, Reserve Bank of Australia.
    Full references (including those not matched with items on IDEAS)

    Citations

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    Cited by:

    1. John Freebairn, 2022. "Company Income Tax and Business Investment," Australian Economic Review, The University of Melbourne, Melbourne Institute of Applied Economic and Social Research, vol. 55(3), pages 346-360, September.

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