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Literacia financeira dos estudantes de 15 anos em Portugal: Evidência do PISA 2018

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  • Hugo Reis
  • Lara Wemans

Abstract

Este estudo analisa os resultados obtidos por Portugal no módulo de literacia financeira do PISA 2018, comparando, em particular, com dois países: Itália e EUA. Os resultados para os estudantes portugueses são, em média, semelhantes aos obtidos para os EUA e melhores do que os de Itália. Ainda assim, 14% dos jovens portugueses revelam elevadas dificuldades ao nível da literacia financeira, com especial destaque para os que apresentam um historial de retenção escolar, os imigrantes, aqueles cujos pais têm baixos níveis de educação e os provenientes de meios socioeconómicos desfavorecidos. O acesso dos jovens a produtos financeiros em Portugal é inferior ao verificado em Itália e nos EUA e uma análise regional mostra que o desempenho em literacia financeira é mais fraco nas regiões do Alentejo e nas regiões autónomas dos Açores e da Madeira.

Suggested Citation

  • Hugo Reis & Lara Wemans, . "Literacia financeira dos estudantes de 15 anos em Portugal: Evidência do PISA 2018," Economic Bulletin and Financial Stability Report Articles and Banco de Portugal Economic Studies, Banco de Portugal, Economics and Research Department.
    • Handle: RePEc:ptu:bdpart:r202205
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