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Développement de la banque en ligne dans les pays nordiques

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  • Harry Leinonen

Abstract

[eng] E-banking developments in the Nordic countries . It may now be possible to present a more neutral assessment of the achievements and outlook for e-banking. This article focuses on developments in the Finnish and Nordic markets. Generally speaking, developments in the Nordic countries have been rapid and parallel, due to similar social structures, Internet penetration, payment infrastructures, and a number of common large banks operating in all the countries. What has made the Nordic countries - especially Finland - the leading e-banking countries ? Why are more than 2.6 million bank customers in Finland, ie more than half the population, using e-banking services ? . JEL classification : G21, 033 [fre] Il est maintenant possible d'évaluer les résultats et les perspectives de la banque en ligne d'une manière plus neutre. Cet article est axé sur le développement de la banque virtuelle dans les pays nordiques et plus particulièrement en Finlande. Le développement dans ces pays a été globalement rapide et s'est fait en parallèle pour plusieurs raisons : similarité dans les structures sociales, introduction d'Internet, infrastructures et grandes banques communes dans tous ces pays. Comment les pays nordiques, et particulièrement la Finlande, sont-ils devenus les leaders de la banque en ligne ? Comment est-on arrivé à plus de 2,6 millions de clients en Finlande, soit plus de la moitié de la population adepte des services de banque en ligne ?. Classification JEL : G21, 033

Suggested Citation

  • Harry Leinonen, 2002. "Développement de la banque en ligne dans les pays nordiques," Revue d'Économie Financière, Programme National Persée, vol. 69(5), pages 57-70.
    • Handle: RePEc:prs:recofi:ecofi_0987-3368_2002_num_69_5_4796
    DOI: 10.3406/ecofi.2002.4796
    Note: DOI:10.3406/ecofi.2002.4796
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    References listed on IDEAS

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    1. Humphrey, David B & Kim, Moshe & Vale, Bent, 2001. "Realizing the Gains from Electronic Payments: Costs, Pricing, and Payment Choice," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 33(2), pages 216-234, May.
    2. repec:zbw:bofrdp:2000_019 is not listed on IDEAS
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    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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