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Debt Relief in the Czech Republic - Analysis of Income, Overall Debt and Creditor Structure of the Debtors
[Oddlužení v České republice - příjmy dlužníků, výše jejich dluhu a struktura věřitelů]

Author

Listed:
  • Jan Hospodka
  • Ondřej Buben
  • Jiří Šimůnek
  • Monika Randáková

Abstract

This paper analyses debtors who proposed for a debt relief in a period between 1. 1. 2012 and 31. 12. 2013. Topic of debt relief has been already researched in Moravian and Silesian regions, therefore this paper concentrates mainly on Bohemian regions. The possibility of debt relief (personal bankruptcy in other words) for debtors has been in Czech legislation since year 2008 and number of personal bankruptcies has been considerably rising ever since. This paper presents only a part of ongoing research and therefore comprise only certain characteristics, such as the level and structure of debtor's income, the amount of their debt and also structure of their creditors. The data and the results of the research are analysed and compared among regions.

Suggested Citation

  • Jan Hospodka & Ondřej Buben & Jiří Šimůnek & Monika Randáková, 2017. "Debt Relief in the Czech Republic - Analysis of Income, Overall Debt and Creditor Structure of the Debtors [Oddlužení v České republice - příjmy dlužníků, výše jejich dluhu a struktura věřitelů]," Acta Oeconomica Pragensia, Prague University of Economics and Business, vol. 2017(2), pages 34-44.
    • Handle: RePEc:prg:jnlaop:v:2017:y:2017:i:2:id:573:p:34-44
    DOI: 10.18267/j.aop.573
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    More about this item

    Keywords

    bankruptcy; debtors; Czech Republic;
    All these keywords.

    JEL classification:

    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation
    • K35 - Law and Economics - - Other Substantive Areas of Law - - - Personal Bankruptcy Law
    • M41 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Accounting - - - Accounting

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