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The last 22 years of student lending – Analysis of the socio-economic impact of the student loan product family

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  • Duráczky, Bálint

Abstract

The Student Loan Center was established 22 years ago by the first civic government with the aim of increasing access to higher education. The measure was particularly important in channeling talented students from poor financial circumstances into higher education. Over the past two decades, both higher education and the socio-economic environment surrounding higher education have changed considerably. The aim of this study is to examine the extent to which student loan instruments have been able to maintain their effectiveness over this period. Through a historical overview and the presentation of results from questionnaire data collection, the study demonstrates that student loan products have adapted to the changing environment by introducing and adapting existing products, and that they are still very popular among higher education students.

Suggested Citation

  • Duráczky, Bálint, 2023. "The last 22 years of student lending – Analysis of the socio-economic impact of the student loan product family," Public Finance Quarterly, Corvinus University of Budapest, vol. 69(4), pages 95-108.
    • Handle: RePEc:pfq:journl:v:69:y:2023:i:4:p:95-108
    DOI: https://doi.org/10.35551/PFQ_2023_4_6
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    More about this item

    Keywords

    student loans; higher education; return on investment; social mobility;
    All these keywords.

    JEL classification:

    • C83 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - Survey Methods; Sampling Methods
    • E61 - Macroeconomics and Monetary Economics - - Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General Outlook - - - Policy Objectives; Policy Designs and Consistency; Policy Coordination
    • E65 - Macroeconomics and Monetary Economics - - Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General Outlook - - - Studies of Particular Policy Episodes
    • H52 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Education

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