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The Quality of Lending the Economy

Author

Listed:
  • Gabriela Corina Slusariuc

    (Name: University of Petroşani, Romania)

Abstract

Credit has a very important role in the economy, and the evolution of national economies has become largely dependent on the private banking system. Credit policy has become one of the main means of action on the economic conjuncture, being called upon to prevent the uncorrelations and potential imbalances that may arise. Poor credit risk management can cause the banking system to collapse, with unimaginable economic, social and political consequences.

Suggested Citation

  • Gabriela Corina Slusariuc, 2018. "The Quality of Lending the Economy," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 18(1), pages 231-238.
    • Handle: RePEc:pet:annals:v:18:y:2018:i:1:p:231-238
    as

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    File URL: https://www.upet.ro/annals/economics/pdf/2018/p1/Slusariuc.pdf
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    References listed on IDEAS

    as
    1. Calderon, Cesar & Liu, Lin, 2003. "The direction of causality between financial development and economic growth," Journal of Development Economics, Elsevier, vol. 72(1), pages 321-334, October.
    2. Claudio Borio & Marco Jacopo Lombardi & Fabrizio Zampolli, 2016. "Fiscal sustainability and the financial cycle," BIS Working Papers 552, Bank for International Settlements.
    3. Nicholas Apergis & Ioannis Filippidis & Claire Economidou, 2007. "Financial Deepening and Economic Growth Linkages: A Panel Data Analysis," Review of World Economics (Weltwirtschaftliches Archiv), Springer;Institut für Weltwirtschaft (Kiel Institute for the World Economy), vol. 143(1), pages 179-198, April.
    4. Köhler-Ulbrich, Petra & Hempell, Hannah S. & Scopel, Silvia, 2016. "The euro area bank lending survey," Occasional Paper Series 179, European Central Bank.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    quality; loans; economy; credit; bank; companies; development;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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