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Local Agency and Structural Continuity: Views from an SHG-based Microcredit Scheme in Western India

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  • Nikita Sud

    (Department of International Development, University of Oxford, Oxford, UK)

Abstract

En partant du terme ‘agency’ dans l’acception que lui ont donnée Bourdieu et Giddens, cet article examine un programme de lutte contre la pauvreté adopté par le gouvernement indien, s’appuyant sur des groupes d’entraide pour le déboursement de micro-crédit. Au Gujarat, de multiples acteurs ont une incidence sur, et s’éloignent du plan d’action du programme SGSY. Au lieu de promouvoir l’esprit d’entreprise à travers l’entraide, les acteurs se servent du SGSY comme d’un instrument de populisme, de recherche de rente ou d’un plan d’épargne pour le mariage de leurs enfants. A travers les actions (‘agency’) de ces acteurs, réalisées dans un cadre historique, structurel et dispositionnel particulier, les structures du patriarcat et du néo- libéralisme se reproduisent dans la vie socio-économique et politique quotidienne. Des signes de changement se font pourtant sentir, par exemple dans le meilleur contrôle des femmes sur leurs revenus grâce à un meilleur accès aux services bancaires. En partant d’exemples tirés du SGSY, nous montrons comment le micro-crédit peut à la fois favoriser l’autonomisation des femmes et avoir des effets restrictifs sur la vie des bénéficiaires de micro-crédits et avoir des effets restrictifs sur la vie des bénéficiaires de micro-crédit.

Suggested Citation

  • Nikita Sud, 2013. "Local Agency and Structural Continuity: Views from an SHG-based Microcredit Scheme in Western India," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 25(2), pages 271-287, April.
    • Handle: RePEc:pal:eurjdr:v:25:y:2013:i:2:p:271-287
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    Cited by:

    1. Prasheela Karan & Jung-Sook Lee & Richard Hugman, 2021. "Combatting Gender Oppression: Applying Intersectionality in Microfinance Self-help Groups," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 33(6), pages 1649-1665, December.
    2. Lipika Kamra & Debarati Sen, 2020. "Women’s Collectives and Social Transformations in South Asia: Negotiations, Navigations and Self-making," Journal of South Asian Development, , vol. 15(3), pages 309-315, December.
    3. Lipika Kamra, 2020. "Women’s Collectives and State-Led Development in West Bengal: Reimagining Selves During Counterinsurgency," Journal of South Asian Development, , vol. 15(3), pages 352-370, December.

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