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Effect of State Health Insurance Mandates on Employer-provided Health Insurance

Author

Listed:
  • David N van der Goes

    (Department of Economics, Lehigh University, 621 Taylor Street, Bethlehem, PA 18015.)

  • Justin Wang

    (Department of Management, Worcester Polytechnic Institute, 100 Institute Road, Worcester, 01609-2280 USA.)

  • Katharine C Wolchik

    (Department of Economics, Lehigh University, 621 Taylor Street, Bethlehem, PA 18015.)

Abstract

We determine the impact of the change in the number of state health insurance mandates from 2004 to 2006 on the probability that an individual has employer-provided health insurance (EPHI). We hypothesize that increasing the number of mandates will decrease the probability that an individual has EPHI. Using the within-state variation of the number of mandates, we show that each additional mandate causes approximately a 0.2 percentage point decrease in the probability that an individual has EPHI. Importantly, using a two-stage least squares model, we are able to clearly demonstrate that these results are not biased by endogeneity.

Suggested Citation

  • David N van der Goes & Justin Wang & Katharine C Wolchik, 2011. "Effect of State Health Insurance Mandates on Employer-provided Health Insurance," Eastern Economic Journal, Palgrave Macmillan;Eastern Economic Association, vol. 37(4), pages 437-449.
    • Handle: RePEc:pal:easeco:v:37:y:2011:i:4:p:437-449
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    Cited by:

    1. James Bailey, 2014. "Who pays the high health costs of older workers? Evidence from prostate cancer screening mandates," Applied Economics, Taylor & Francis Journals, vol. 46(32), pages 3931-3941, November.
    2. Li, Xiaoxue & Ye, Jinqi, 2017. "The spillover effects of health insurance benefit mandates on public insurance coverage: Evidence from veterans," Journal of Health Economics, Elsevier, vol. 55(C), pages 45-60.
    3. Bailey, James, 2013. "Who pays for obesity? Evidence from health insurance benefit mandates," Economics Letters, Elsevier, vol. 121(2), pages 287-289.
    4. James Bailey, 2022. "State Health Insurance Benefit Mandates and Health Care Affordability," JRFM, MDPI, vol. 15(2), pages 1-10, February.
    5. Son, Jinyeong, 2022. "Do mandated health insurance benefits for diabetes save lives?," Journal of Public Economics, Elsevier, vol. 216(C).

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