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Equal Opportunities and Gender Equality: Some Considerations on Personal Loan and Insurance Markets

Author

Listed:
  • Covrig Mihaela

    (Bucharest University of Economic Studies, Bucharest, Romania)

Abstract

Equal opportunities and gender equality are two concepts that refer to two fundamental rights, granted by the European Union. These will be analyzed in this paper in two approaches. One focuses on opportunities in accessing a personal loan, in terms of ‘scoring’ and interest rate strategies. The other emphasizes gender equality and age discrimination in calculating MTPL (Motor Third Party Liability) insurance premiums.

Suggested Citation

  • Covrig Mihaela, 2015. "Equal Opportunities and Gender Equality: Some Considerations on Personal Loan and Insurance Markets," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 716-720, May.
    • Handle: RePEc:ovi:oviste:v:xv:y:2015:i:1:p:716-720
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    More about this item

    Keywords

    equal opportunities; gender equality; personal loan; insurance premium;
    All these keywords.

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies

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