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Banking Activity in Romania: Where to?

Author

Listed:
  • Eleodor Alin Mihai

    (University of Craiova)

  • Cornelia Tomescu-Dumitrescu

    (†Constantin Brâncuși†University of Târgu-Jiu)

Abstract

Lately, the Romanian banking system has experienced legislative changes that do not correspond to those imposed at European level, changes made without previous studies, which in the long run will affect lending, leading Romania to a new financial crisis. This article presents specific banking activity in Romania, starting from the analysis of the evolution of the inflation rate at both European and national level. Subsequently, the main aspects of financial stability in Romania were mentioned, continuing with the analysis of risk indicators and the rate of nonperforming loans.

Suggested Citation

  • Eleodor Alin Mihai & Cornelia Tomescu-Dumitrescu, 2019. "Banking Activity in Romania: Where to?," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 614-622, August.
    • Handle: RePEc:ovi:oviste:v:xix:y:2019:i:1:p:614-622
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    More about this item

    Keywords

    loans; deposits; inflation; banking system;
    All these keywords.

    JEL classification:

    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G01 - Financial Economics - - General - - - Financial Crises
    • G15 - Financial Economics - - General Financial Markets - - - International Financial Markets
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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