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Using the Methods of Data Analysis Scoring for Estimating the Risk of Bankruptcy of Firms

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  • ªuºu ªtefãniþã

    (Economics, Business Administration and Tourism Department Faculty of Economics and Public Administration ªtefan cel Mare University of Suceava, Romania)

Abstract

The analysis by scoring methods is usually carried out by banks in the analysis of creditworthiness, when a company asks for a bank loan. Each bank has its own analysis, including a feature-score calculated internally based on indicators defined in its credit manual. To have a national comparability, however, a scoring system should be based on more data in the situation of "public data" or available to all stakeholders. In this article, in order to achieve bankruptcy risk prediction model is used Robu-Mironiuc on which benchmarking is performed in the pre-crisis (2004-2008) vs. crisis (2009-2013). The source of information is the profit and loss account and balance sheet of the company Dorna Turism (listed on the Stock Exchange, Bucharest). The results of the analysis are interpreted while trying to formulate solutions to the economic and financial viability of the entity.

Suggested Citation

  • ªuºu ªtefãniþã, 2014. "Using the Methods of Data Analysis Scoring for Estimating the Risk of Bankruptcy of Firms," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 743-747, May.
    • Handle: RePEc:ovi:oviste:v:xiv:y:2014:i:1:p:743-747
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    More about this item

    Keywords

    risk; bankruptcy; Z score; evaluation and forecasting; viability.;
    All these keywords.

    JEL classification:

    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation
    • M41 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Accounting - - - Accounting

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