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Bank Deposits: Policies, Dynamics and Regulations

Author

Listed:
  • Grigorescu Sorin

    (”Constantin Brâncoveanu” University of Piteºti)

  • Gust Marius

    (”Constantin Brâncoveanu” University of Piteºti)

  • Grigorescu Remus

    (”Constantin Brâncoveanu” University of Piteºti)

Abstract

In Romania, the increase of the population’s real incomes, of their trust in national currency and, generally speaking, the economy’s stabilization during the first decade of the 21st century have made the saving process record a certain recovery. Furthermore, the inflation which had reduced saving in the 90’s has slowed down and thus deposits’ growth has started to enjoy positive dynamics. From the economic perspective, saving’s growth is the basis of sustainable development, a solution for the society progress that could rely on domestic resources, and it signifies the decrease of dependence on foreign funding. The present paper aims at examining saving from the point of view of marketing, the evolution of such a phenomenon in Romania as well as certain applicable reporting standards.

Suggested Citation

  • Grigorescu Sorin & Gust Marius & Grigorescu Remus, 2012. "Bank Deposits: Policies, Dynamics and Regulations," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 1444-1448, May.
    • Handle: RePEc:ovi:oviste:v:xii:y:2012:i:12:p:1444-1448
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    More about this item

    Keywords

    deposits; saving; interest; evolution; standards.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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