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Operational Risk Management in Banking IndustryAbstract:In current activity, banks facing with a large range of risks related to credit operations and commercial activity, which may generate profit mitigation or even losses. One of these risks is the operational risk, which are a major source of financial loss in the banking sector and which importance grows up in the same time with financial globalization and banking activity diversification. The aim of this paper is to discuss the issues of operational risk management faced by Romanian credit institutions and try to offer them a set of solutions which can be applied in the future to reduce the losses. The Basel II Agreement introduced the individual approach of operational risk, separately from the credit risk and the market risk and this kind of risk it will be presented in this paper

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  • Sudacevschi Mihaela

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  • Sudacevschi Mihaela, 2013. "Operational Risk Management in Banking IndustryAbstract:In current activity, banks facing with a large range of risks related to credit operations and commercial activity, which may generate profit mi," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(2), pages 514-519, May.
    • Handle: RePEc:ovi:oviste:v:xiii:y:2013:i:2:p:514-519
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    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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