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The Insurance of Bank Deposits in the West

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  • Thornton Cooke

Abstract

The movement, a result of the panic of 1907, 86. — Provisions of the Oklahoma law, 88. — National banks unable to participate in the guaranty, many become state banks, 90. — Rapid increase in the deposits of state banks, 94. — The guaranty of deposits generally favored by the people outside the larger cities, 103. — Political aspects of the question, 103. — More strict banking laws have in every instance accompanied the adoption of the guaranty or insurance of deposits, 106.

Suggested Citation

  • Thornton Cooke, 1909. "The Insurance of Bank Deposits in the West," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 24(1), pages 85-88.
    • Handle: RePEc:oup:qjecon:v:24:y:1909:i:1:p:85-88.
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    File URL: http://hdl.handle.net/10.2307/1886058
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    Cited by:

    1. Economides, Nicholas & Hubbard, R Glenn & Palia, Darius, 1996. "The Political Economy of Branching Restrictions and Deposit Insurance: A Model of Monopolistic Competition among Small and Large Banks," Journal of Law and Economics, University of Chicago Press, vol. 39(2), pages 667-704, October.
    2. Hugh Rockoff, 1998. "By Way of Analogy: The Expansion of the Federal Government in the 1930s," NBER Chapters, in: The Defining Moment: The Great Depression and the American Economy in the Twentieth Century, pages 125-154, National Bureau of Economic Research, Inc.
    3. Wheelock, David C., 1992. "Regulation and Bank Failures: New Evidence from the Agricultural Collapse of the 1920s," The Journal of Economic History, Cambridge University Press, vol. 52(4), pages 806-825, December.
    4. Ching-Yi Chung & Gary Richardson, 2006. "Deposit Insurance and the Composition of Bank Suspensions in Developing Economies: Lessons from the State Deposit Insurance Experiments of the 1920S," NBER Working Papers 12594, National Bureau of Economic Research, Inc.
    5. Wheelock, David C & Wilson, Paul W, 1995. "Explaining Bank Failures: Deposit Insurance, Regulation, and Efficiency," The Review of Economics and Statistics, MIT Press, vol. 77(4), pages 689-700, November.
    6. Jeffery Gunther & Linda Hooks & Kenneth Robinson, 2000. "Adverse Selection and Competing Deposit Insurance Systems in Pre-Depression Texas," Journal of Financial Services Research, Springer;Western Finance Association, vol. 17(3), pages 237-258, September.
    7. Wheelock David C. & Kumbhakar Subal C., 1994. "The Slack Banker Dances: Deposit Insurance and Risk-Taking in the Banking Collapse of the 1920s," Explorations in Economic History, Elsevier, vol. 31(3), pages 357-375, July.

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