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Guaranteed storage? Risk and credit constraints in the demand for postharvest technology

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  • Benjamin Schwab
  • Jisang Yu

Abstract

Uninsured risk is often cited to explain the lagging adoption of new agricultural technologies in low-income regions. However, insurance interventions suffer from poor take-up. We test whether bundling a new product–hermetic storage bags–with a warranty can serve as a viable alternative. We compare the warranty to a credit intervention and a control using an incentivized auction in rural Bangladesh. We find the warranty had no impact on demand. Providing the bags on credit significantly increased willingness-to-pay, and machine learning estimates indicate credit may have raised the demand for the most marginal farmers. Warranties failed to stimulate demand along any dimension.

Suggested Citation

  • Benjamin Schwab & Jisang Yu, 2025. "Guaranteed storage? Risk and credit constraints in the demand for postharvest technology," Oxford Economic Papers, Oxford University Press, vol. 77(2), pages 289-309.
    • Handle: RePEc:oup:oxecpp:v:77:y:2025:i:2:p:289-309.
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    File URL: http://hdl.handle.net/10.1093/oep/gpae027
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    More about this item

    Keywords

    risk; credit; technology adoption; postharvest practices;
    All these keywords.

    JEL classification:

    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
    • O13 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Agriculture; Natural Resources; Environment; Other Primary Products
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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