Perspectives Of The Cloud Computing For Financial Institutions

From its beginnings, the Internet was shown in graphs in the form of clouds and because of that the “cloud” term began to be used as a name for customer service on the network. Computing in the cloud should be viewed as an overall concept for the case when technology through the Internet offers the possibility of renting a platform, infrastructure and services, while the user does not have to know the technology, take care of maintenance, security and the like. Modern business banking environment requires more applicable and flexible alternative models of service delivery (eBanking, mBanking, ...). Cloud Computing or computing in the cloud, although contested by some skeptics, is increasingly on the list of topics discussed in IT departments of individual banks, or those who, shaken by the crisis, began to lag behind the leaders. There are also those who wish to provide acceleration for the future and who do not want to be the last ones to use the model of exploitation of external resources to meet their needs for IT support in their business. The aim of this paper is to analyze the importance of the transition to cloud computing technology and the application of appropriate design services from an economic viewpoint. Considering the fact that the cloud is a relatively new phenomenon in the market, clearly there are flaws and security risks which must be given special attention. The paper includes an overview of the advantages and disadvantages of user models in terms of providing services, implementation services, a method for saving and storing da a within the cloud with a special emphasis on the safety aspect of the use in the financial sector. The paper will present and compare the indicators that influence the decision about transition to services in the cloud.